The Ideal Banking Setup for Campgrounds

The Ideal Banking Setup for Campgrounds: Why One-Size-Fits-All Banking Doesn’t Cut It When You’re Running a Mini City in the Woods

Let’s be real, managing a campground is a lot like herding squirrels with a clipboard. You’ve got cabins to maintain, RVs to check in, firewood to restock, and yes, staff who sometimes think “budget” is just a suggestion.

And in the middle of all that? Your banking setup. Which, if not handled right, can turn into a tangled mess of transfers, missed expenses, and that weird moment when you realize your playground fund accidentally bought 800 glow sticks.

So, what’s the perfect setup?

Spoiler alert: It’s not just one bank account and a prayer.

The Power Combo: Local Bank + Relay = Game Changer

Why You Still Need Your Local Bank

If your campground loan lives at First Bank of Tiny Town, keep that relationship. Having an account there helps with refinancing, future funding, and the occasional “Hey, can we talk about interest rates over coffee?”

But here’s the catch, most local banks weren’t built for the wild, wonderful chaos of campground life.

Enter: Relay

Relay is like that ultra-organized camp counselor who color-codes the s’mores supplies. It’s modern, clean, and gives you actual control over your finances, without making you log into five platforms just to see if Bob from maintenance overspent on lawn chairs.

With Relay, you can:
✅ Create multiple accounts to separate funds for projects (like that new splash pad you’ve been dreaming of)
✅ Set employee spending limits (no more guessing who bought all the bug spray)
✅ Automate transfers and integrate with your accounting system (goodbye manual errors, hello tax-ready books)

Oh, and it's free. Which is a pretty nice bonus when you’re running a business that depends on seasonal income and tight margins.

The Perfect Tag-Team

Relay gives you control and visibility. Your local bank gives you boots-on-the-ground access and loan leverage. Together? They give you peace of mind.

Because let’s face it, your campground deserves a financial system that works as hard as you do. One that helps you make smart decisions, build a stable future, and still have time to roast a marshmallow once in a while.

Want to breathe life back into your banking setup? Check out Relay, and tell 'em Donna sent you. You’ve got bigger things to build, we’ll help you build the financial foundation to support them.

Connect with us!

Please follow us on Facebook and Instagram. Please make sure to check out our blog and our website link below. Subscribe to our YouTube channel and hit the bell to be notified when we post. You can email me at donna@campgroundaccounting.com.

Donna Bordeaux, CPA with Campground Accounting

Creativity and CPAs don’t generally go together. Most people think of CPAs as nerdy accountants who can’t talk with people. Well, it’s time to break that stereotype. Lively, friendly, and knowledgeable can be a part of your relationship with your CPA, as demonstrated by Donna and Chad Bordeaux. They have over 50 years of combined experience as entrepreneurial CPAs. They’ve owned businesses and helped business owners exceed their wildest dreams. They have been able to help businesses earn many times more profit than the average business in the same industry and are passionate about helping industries that help families build great memories.